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Personal Loans, explained in full.
Overview
Financing sized to your everyday needs.
Our Personal Loans product is built for individuals covering medical costs, home repairs, education expenses, or other household needs. We review each application directly and set repayment terms around what you can realistically manage.
Who it’s for
Individual applicants
Anyone in Pakistan facing a personal expense who wants clear terms and a straightforward application, without navigating a large institution.
Why it’s different
Reviewed by people, not scores alone
We talk to every applicant directly rather than relying solely on an automated score, so context and circumstance are part of the decision.
What you’ll need
Documents we typically ask for.
A valid national identity document (CNIC).
Proof of income or a description of your source of repayment.
Confirmation of your current address in Pakistan.
A brief description of what the financing will be used for.
Repayment
Common questions about repayment terms.
How is my repayment schedule decided?
We discuss your income and expenses directly with you and propose a schedule you’re comfortable with before any agreement is finalised.
Are all fees disclosed upfront?
Yes. Every applicable fee is explained in conversation and set out in your agreement before you sign - nothing is added later.
Can I ask questions before applying?
Absolutely. Reach out through our contact form or visit our Islamabad office, and our team will walk you through the details.